Social Fintech

Lend to mates.
Without the awkward.

QuidSub is the trust layer between friends who lend each other money. Track what's owed, settle up transparently, keep the friendship intact.

Start tracking →
11.5M
UK adults borrow from friends or family every year
<£250
Most informal loans are small, frequent, and untracked
0
Apps built specifically for the UK sub culture

Built for how mates actually lend

Not an expense splitter. Not a payment app. A dedicated trust layer for the money that moves between people who know each other.

The Net Bar

See your balance with every mate at a glance. Money in, money out, net position. No spreadsheets, no guesswork, no awkward "do you remember that time..."

Your balance with Jake
In: £145 Out: £80
Festival tickets
2 days ago
+£65
Uber home
Last Saturday
-£18
Lunch at Dishoom
Last week
+£32
💬

Chat, Not Chase

Every sub has a built-in thread. Context lives with the money. "Remember that Uber?" becomes a thing of the past because the receipt is right there.

Member Stacks

Group subs by event. Holiday fund. Friday night fund. Flat bills. Each stack is its own micro-ledger so you never lose track of what's what.

Timeline

An immutable record of who said what and who paid when. No he-said-she-said. Just the facts, timestamped and transparent.

Sub a Mate / Get Sorted

Two taps to lend. Two taps to settle. Designed for speed because nobody wants to fumble with an app while splitting an Uber at 2am.

Dead simple

01

Sub a Mate

Lent someone a tenner? Covered their round? Log it in two taps. Add context if you want. Done.

02

Track the Balance

The Net Bar updates in real time. Both of you see the same number. No disputes, no awkward texts.

03

Get Sorted

When it's time to settle up, one tap. The money moves. The slate is clean. The friendship stays intact.

Money between mates, finally handled properly.

QuidSub is being built in London, for the culture that invented "can you sub me?"

Get started free →